Is a hearing aid covered on contents insurance?

Half a million Dutch people use a hearing aid to hear better. A hearing aid is a technological tool that is quite pricey. After all, you need the model that suits you and preferably at the right price. Health insurance often covers (part of) the cost of buying a hearing aid.

After trying several hearing aids, you were able to make a choice. The hearing aid meets all your needs. But what if your hearing aid breaks down due to fire, smoke or water damage? Will the cost of your hearing aid then be refunded?

If you have household contents insurance, you may receive compensation. In which cases are you then insured and what are the conditions?

What does contents insurance cover in a general sense?

What all is covered by contents insurance? And how does your hearing aid fall within this coverage? We list it for you.

Coverage

Initially, contents insurance covers anything loose in the house. The rule of thumb here is that whatever you want to insure must be easily movable. These are all the things you can take with you when you move, for example. Think of your furniture and jewelry. You can choose the amount for which you want to insure your household contents. The minimum amount for which you can insure your contents is often 100,000 euros. Beyond that, you can choose modules that go up per 25,000 or 50,000 euros, depending on your insurer.

For damage to things attached to your home, you can purchase buildings insurance.