Never underinsured
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8.1
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Insurance assessment
cheap contents insurance

Cheap contents insurance

Never underinsured
98% recommend us
8.1
β˜…β˜…β˜…β˜…β˜…
β˜…β˜…β˜…β˜…β˜…
Insurance assessment

Your household effects consist of many different things with different values. Over the years, you buy and receive more and more things. Your household contents probably contain valuable items as well. These items can be damaged in many different ways. For example by fire, burglary, water, storm or lightning strike. If your possessions are already damaged, you don't want to have to deal with the extra costs. A good home contents insurance may be the solution for you. Since life is expensive enough already, you don't want to pay too much for home insurance. Fortunately, good home contents insurance does not have to cost you too much money. But what should you look for when taking out cheap household insurance? In this article we will elaborate on that.

Premium for contents insurance in relation to the benefit

If you were to calculate what you would lose in premiums compared to the benefit you would receive in case of a claim, the premium is negligible. In the event of a large claim, the costs can quickly mount up. If you pay a monthly premium of €12, that is €144 per year. This amount is insignificant when you compare it to the actual value of your possessions.

Get cheap contents insurance

Cheap does not have to be expensive. If you pay attention when comparing the different home contents insurances, you can be cheap and not end up with unforeseen costs. It is important that you know what you want to insure. Your demands and wishes play an important role in this. Make sure you find out before you take out household insurance.

The standard premium is built up on the basis of a number of factors. These include the value of your belongings, where you live, the type of house you live in, any preventative measures (an alarm or Politiekeurmerk Veilig Wonen), the cover you want, your claims history and whether you want a guarantee against underinsurance. If you live in Amsterdam, the premium will be higher than if you live in a small village in Drenthe. The chance of burglary in Amsterdam is much higher. In addition, the premium consists of the wishes and requirements you have specified.

Over- or underinsure your household effects

It may happen that you have under- or overinsured your household effects. This means that you have underestimated or overestimated the value of your possessions. If you are underinsured, the insurer will often only pay the maximum amount for which you are insured. You will have to pay the rest yourself. You can prevent this by filling in the value meter for household effects. This way you will have a better estimate of the value of your household effects and you will not be confronted with unpleasant surprises. The value meter can also be useful to prevent over-insurance. This way you will not pay too much for your home contents insurance.

Compare and contract contents insurance at inboedelverzekering.nl

Do you want to take out contents insurance? With the handy calculation tool of inboedelverzekering.nl you can quickly and easily compare insurances on price and quality. You do not know which contents insurance you need? No problem at all! For questions you can always contact our customer service without any obligation.

Inboedelverzekering.nl part of Diks verzekeringen

Content insurance.com

Inboedelverzekering.nl is part of Diks Insurances that was founded in 1970 by Paul Diks. With more than 48 years of experience, we are happy to help you to compare and arrange insurance. Whether it is a car insurance, home insurance, business insurance or mortgage, on diks.nl you will find an independent comparison of the various insurers.

In 1990 we started offering the first oldtimer insurance and in 1997 we launched our website www.diks.nl. This made us one of the first providers of online insurances. In 2018 Diks verzekeringen became part of the Voogd & Voogd Group.

Meanwhile, more than 48 people work for Diks. Also work at Diks Insurances? View all vacancies here.

How do we work?

How do we work?

There are many providers in the market for financial products and services. We have made a careful selection with a number of insurance companies that we do business with. We have made this selection based on criteria such as premium, but also quality of conditions, experiences with the institution and how a company acts when a claim is made. In comparing insurances we look at your personal situation and specific wishes regarding coverage. Diks Insurances makes insurance easy and fast.

Money back guarantee! (14 days)

In addition, your insurance application will be assessed quickly, 24 hours a day, 7 days a week. You can then immediately take to the road confidently. You don't have to worry about your old insurance either, as you can cancel it with us directly online.

Supervision

Inboedelverzekering.nl complies with all legal requirements of the AFM. We have the necessary licences and diplomas and are affiliated with the Financial Services Complaints Institute (Kifid).

Inboedelverzekering.nl is also one of the few intermediaries who have signed up to the Thuiswinkel (home shopping) quality mark, which offers you security when you buy things on the internet.

Inboedelverzekering.nl is part of Diks Insurances that was founded in 1970 by Paul Diks. With more than 48 years of experience, we are happy to help you to compare and arrange insurance. Whether it is a car insurance, home insurance, business insurance or mortgage, on diks.nl you will find an independent comparison of the various insurers.

In 1990 we started offering the first oldtimer insurance and in 1997 we launched our website www.diks.nl. This made us one of the first providers of online insurances. In 2018 Diks verzekeringen became part of the Voogd & Voogd Group.

Meanwhile, more than 48 people work for Diks. Also work at Diks Insurances? View all vacancies here.

How do we work?

There are many providers in the market for financial products and services. We have made a careful selection with a number of insurance companies that we do business with. We have made this selection based on criteria such as premium, but also quality of conditions, experiences with the institution and how a company acts when a claim is made. In comparing insurances we look at your personal situation and specific wishes regarding coverage. Diks Insurances makes insurance easy and fast.

Money back guarantee! (14 days)

In addition, your insurance application will be assessed quickly, 24 hours a day, 7 days a week. You can then immediately take to the road confidently. You don't have to worry about your old insurance either, as you can cancel it with us directly online.

Inboedelverzekering.nl complies with all legal requirements of the AFM. We have the necessary licences and diplomas and are affiliated with the Financial Services Complaints Institute (Kifid).

Inboedelverzekering.nl is also one of the few intermediaries who have signed up to the Thuiswinkel (home shopping) quality mark, which offers you security when you buy things on the internet.

Calculate the premium of your household insurance directly

How do we do it?

Last updated: 06-04-2022

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