You can easily calculate the premium for home contents insurance yourself. You can do this using a handy calculator on our website. You’ll need to have some personal information on hand to do so. You can also contact our staff by phone at any time. We’re available on weekdays from 8:30 a.m. to 5:30 p.m. at 085 – 029 5179.
What is a second home policy?
With outdoor coverage, your belongings are insured not only inside your home but also outside. This covers damage caused, for example, by theft. Please note: this coverage is intended only for items that are actually used outdoors, such as a video camera, cell phone, and sports equipment. A sofa, for example, cannot be insured under this coverage.
Is coverage for a vacation home an optional add-on to my home contents insurance?
Whether this coverage is included in your home contents insurance policy varies by insurer. As more and more portable electronic devices become available in the future and their use becomes increasingly common, insurers are offering this coverage more and more often as an optional add-on. For you, this means you’ll pay a higher premium for this additional coverage.
There may always be exclusions under this coverage. It’s therefore important to always read the terms and conditions of your coverage. It’s actually quite common for cell phones to be excluded. It’s also a good idea to check the coverage area: does the coverage apply only to the Netherlands or worldwide?
Is theft from my car covered by insurance?
It depends on which insurer you have your home and personal property insurance with. Some insurers do cover damage resulting from theft from your car, while others do not. You can check this in your insurance policy’s terms and conditions. In general, if insurers cover this type of damage, you’ll have to pay a higher deductible. In addition, the burglary must always be verifiable. For example, you can take photos of the break-in.
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How can I calculate the premium for home contents insurance?
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When you want to apply for home contents insurance, you must always disclose any special circumstances. Special circumstances include, for example, a policy that was canceled by an insurer in the past or a CIS registration. If you have such special circumstances, it is often impossible to obtain insurance from most insurers. However, there is one insurer that accepts virtually everyone with such special circumstances. We have contacts at this insurer and can request a no-obligation quote for you. De Vereende does have one condition for accepting someone with special circumstances: if you take out a policy here, you must pay the first 3 months in advance.
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