Even with a comprehensive home contents insurance policy, you cannot file a claim for damage to your broken iPad or tablet. What is covered under this policy, for example, is rainwater that flows into the first floor of your home via the public road.
I dropped my iPad—will my home contents insurance cover the damage?
Oh no, you accidentally dropped your iPad. Now the screen is all cracked, and you can’t use your iPad anymore. You’re probably wondering: “Will my home contents insurance cover the damage to my iPad?” We’ll explain in which cases the damage is covered.
Does your home contents insurance cover damage to your iPad or tablet?
What is and isn't covered varies by insurer and by policy. In some cases, damage to your iPad or tablet may be covered. You should carefully review the terms and conditions of your home contents insurance so you know what you're insured for.
In what situations is damage to your iPad or tablet covered or not covered?
Comprehensive Home Contents Insurance
There is a difference in coverage between standard home contents insurance and comprehensive home contents insurance. Standard home contents insurance does not cover damage to your iPad or tablet.
With comprehensive household contents insurance, you have more options when it comes to filing a claim. Comprehensive household contents insurance covers damage caused by fire, water damage, severe weather/storms, and theft. You are not covered for any other incidents, including those caused by your own actions.
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What types of home contents insurance are available?
Standard Home Contents Insurance
Standard home contents insurance does not cover damage to your iPad or tablet. Standard home contents insurance protects the value of your belongings against damage caused by fire, storms, and theft.
Extra Comprehensive Home Contents Insurance
Comprehensive Home Contents Insurance
With comprehensive household contents insurance, you are covered for damage to your iPad or tablet. Did you drop your iPad or tablet? If so, you can file a claim for the damage under this policy. When you have your iPad or tablet repaired, it’s a good idea to keep the repair estimate. Your insurer may want to see it.
How do I file a claim for damage to my iPad or tablet?
If you have comprehensive insurance, you can file a claim with your insurer for damage to your iPad or tablet. There are a few important things to keep in mind when filing a claim. For example, always have your contact information and policy number on hand.
Evidence
Make sure you have all your supporting documents in order. This will make it easy for your insurer to determine the extent of the damage and the amount of your payout. Supporting documents include: a receipt, a photo of the damage, and a damage report from the repair shop.
Submit
Once you’ve gathered all your supporting documents, you can file your claim. These days, this is usually done online by filling out a form on your insurer’s website. Not comfortable using a computer? You can always call instead. After you’ve contacted them, your insurer will determine whether you’ll be reimbursed for the repair costs or the purchase price.
Do you have any questions about this topic?
Are there still some things that aren't clear to you? Do you have any more questions about this topic? Feel free to contact us anytime. You can reach us every weekday from 8:30 a.m. to 5:30 p.m. at 085 – 029 5171. You can also email us at any time at info.online@alpina.nl.
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