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What are the advantages of contents insurance?

Many people wonder whether contents insurance is advantageous. This article discusses the advantages of household insurance. It also answers the following questions: What is household insurance? and What are the costs of household insurance?

What is household insurance?

Do you want to take out new home contents insurance? If you plan to do so, you will want your belongings to be insured against damage. In most cases, a household contents insurance covers the following items:

  • Damage by fire
  • Damage by lightning
  • Water damage
  • Theft
  • Damage by vandalism
benefits of contents insurance

Movable property

Have you suffered water damage to your belongings, for example, due to a storm? Then in most cases damage to your household effects will be paid for. This also applies to fire, provided you are not at fault.

It is important to know that home contents insurance only covers damage to movable property in your home. When we talk about moveable property, we are talking about things that can be moved within the house. These are things like a television, mirror and bed. A built-in cupboard or dishwasher, for example, is not covered. For this you can take out a separate building insurance.

How much does home insurance cost?

The premium for a home insurance policy is different for everyone. The amount of the premium depends on a number of factors. These factors are:

  • The size of your property
  • The materials your house is made of
  • Your income
  • The coverage

The premium for home insurance is generally not very high. It is often possible to obtain cover for just a few euros.

Contract contents insurance? Calculate your premium!

What are the advantages of contents insurance?

A contents insurance has several advantages for you:

  • Gives you peace of mind
  • Premium is relatively low

By taking out home contents insurance, a burden is probably lifted from your shoulder. You no longer have to worry that your belongings are unsafe. In addition, it is an advantage that the premium of a contents insurance is almost disproportionate to what you will be paid in case of certain damages.

Take out your contents insurance through inboedelverzekering.nl

At inboedelverzekering.nl you can easily compare different household insurance policies. We ensure that you are always insured at the best premium. Do you have any questions about home contents insurance? Do not hesitate to contact us. Our insurance specialists will be happy to advise you about all the possibilities!

Calculate the premium of your household insurance directly!

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